Sketch Guy: Sometimes, Spending Brings a Bigger Return Than Saving

We all get that nagging feeling that the money we want to spend on someone and something we love should be saved instead. Here’s a counterargument.

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Your Money Adviser: A Tax Penalty for I.R.A. Withdrawals Can Sneak Up on You

People who are 70½ are required to take initial withdrawals from their I.R.A.s. The deadline for doing so is April 1, which this year is a Saturday.

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